Despite growing supply challenges, profitable portfolio growth opportunities remain for automotive lenders according to a new white paper from Black Book Lender Solutions. The new white paper: “Finding Portfolio Growth Amidst Changing Supply Levels” may be downloaded by clicking here.

Increasing supply has become more of a focus in the automotive industry causing concern over accelerated depreciation. According to a February 3, 2014 report in the International Business Times, auto inventories are reaching some of their highest levels since August of 2009. Despite this increase in supply, opportunities exist to profitably compete amidst the industry challenges.

Black Book Lender Solutions’ new white paper offers insight into pivotal areas of interest for automotive lenders, finance customers, banks and credit unions:

• How to leverage collateral data to find opportunities despite changing supply levels
• How price compression is impacting the industry
• The role collateral data plays into portfolio management

Black Book Lender Solutions offers three examples of vehicles with rising supply levels that offer portfolio expansion opportunities based on anticipated twenty-four-month depreciation patterns.

“Although the pace of near-term sales growth may not mirror what the industry has experienced over the last few years, portfolio expansion opportunities remain,” said Jared Kalfus, Vice President of Data Licensing for Black Book. “Collateral data is a key element being used by lenders to spot the right vehicles for portfolio growth based on sophisticated data that can show historical, current and projected valuation trends.”

Click here to download your copy of the new white paper from Black Book Lender Solutions, “Finding Portfolio Growth Amidst Changing Supply Levels”.